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Read the fine print

Read the fine print

Why have to pay for injury accident in Thailand when I got the insurance coverage?

From BBC news (Thai)

ทำไมซื้อประกันเดินทางทั่วโลก แต่ต้องมาจ่ายค่ารักษาในไทย (

Adam Davies got major accident on a trip to Koh Tao, Surat Thani province, Thailand, the hospital bill more than TH฿ 800.000 and the insurance only covered the trip for 31 days (it said on the fine print)

… Adam Davies may be enjoying the trip a bit too long.

Finally the money from the donations pouring in help pay the hospital bill and Adam Davies got out of the hospital.  

Read the fine print

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Narathiwat and the unspoiled beach

Ao Manao is what to expected when travel to an island  ...  clean water, clean beach, excepted clouded visitors 


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ท่องเที่ยว - กระบี่
เที่ยวตรัง - หาดหยงหลิง
ที่กิน - สุราษฎร์
Taste the local Thai Food
Chiang Rai
Wat Rong Khun วัดร่องเสือเต้น บ้านดำ
Wat Rong Khun (White Temple) Wat Rong Sua Ten Baan Dam - The Black House
วัดห้วยปลากั้ง Wat Fung Min Khunnam Nang Non National Forest
Wat Huai Pla Kang Wat Fang Min Tham Luang National Forest
เมือง-กระบี่ อ่าวนาง - กระยี่ ท่องเที่ยว - กระบี่
Krabi City Ao Nang Tubkaek Beach
ท่าเทียบเรือปากเมง เที่ยวตรัง - อุทยานแห่งชาติหาดเจ้าไหม เที่ยวตรัง - หาดหยงหลิง
Pak Meng Pier (New) Hat Chao Mai National Park Hat Yong Ling
Kantung - The Last Train Station of the South    
Emergency Phone    
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Currency Exchange    
currency exchange rate from central bank

The average exchange rates from The Bank of Thailand

atm - currency exchange

The ATM of this bank dispense money quickly once you've chosen the exchange rate ... no if or but, maybe or perhaps


* In case you missed: The ATM in Thailand charging 220 baht each transaction for using debit card from other country

* The bank provides suggest exchange rate; Whether or not you agree with the exchange rate provide by the bank
* The choice you must made before the machine continue

    • Why selecting the exchange rate? As one institute said, in case of currency exchange rates fluctuated too much you can lock-in the exchange rate provide by the bank
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